Research / Most affordable ZIP codes
Most affordable ZIP codes in Colorado
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 305 Colorado ZIPs qualify.
Colorado ZIP codes ranked by lowest cost of living
1ZIP 81039Fowler
Colorado
- Cost of living index
- 72.7
- ZIP population
- ~2k
- Avg. temperature
- 56°F
- Avg. commute
- 23 min
2ZIP 81054Las Animas
Colorado
- Cost of living index
- 76.4
- ZIP population
- ~5k
- Avg. temperature
- 55°F
- Avg. commute
- 22 min
3ZIP 81003Pueblo
Colorado
- Cost of living index
- 78.4
- ZIP population
- ~15k
- Avg. temperature
- 54°F
- Avg. commute
- 18 min
4ZIP 81004Pueblo
Colorado
- Cost of living index
- 78.9
- ZIP population
- ~26k
- Avg. temperature
- 52°F
- Avg. commute
- 20 min
5ZIP 81067Rocky Ford
Colorado
- Cost of living index
- 78.9
- ZIP population
- ~6k
- Avg. temperature
- 53°F
- Avg. commute
- 19 min
6ZIP 81001Pueblo
Colorado
- Cost of living index
- 80.4
- ZIP population
- ~31k
- Avg. temperature
- 55°F
- Avg. commute
- 19 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 81050 | La Junta | Otero County | 80.4 |
| #8 | 81052 | Lamar | Prowers County | 82.0 |
| #9 | 80720 | Akron | Washington County | 84.7 |
| #10 | 80751 | Sterling | Logan County | 85.9 |
| #11 | 80705 | Fort Morgan | Morgan County | 87.1 |
| #12 | 80247 | Denver | Arapahoe County | 87.3 |
| #13 | 81005 | Pueblo | Pueblo County | 87.6 |
| #14 | 81082 | Trinidad | Las Animas County | 88.1 |
| #15 | 80728 | Fleming | Logan County | 89.3 |
| #16 | 81648 | Rangely | Rio Blanco County | 89.4 |
| #17 | 81008 | Pueblo | Pueblo County | 90.5 |
| #18 | 81520 | Clifton | Mesa County | 90.5 |
| #19 | 81424 | Nucla | Montrose County | 90.8 |
| #20 | 81019 | Colorado City | Pueblo County | 92.0 |
| #21 | 80910 | Colorado Springs | El Paso County | 92.3 |
| #22 | 81022 | Avondale | Pueblo County | 93.2 |
| #23 | 81089 | Walsenburg | Huerfano County | 93.4 |
| #24 | 80012 | Aurora | Arapahoe County | 93.7 |
| #25 | 80916 | Colorado Springs | El Paso County | 94.2 |
Rank Colorado by your own priorities
This list uses one attribute. In SkaldMaps you choose the criteria, weight them, and rank every Colorado ZIP against what matters to you.
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More Colorado research
Best ZIP codes for schools
Ranked by school quality index
- Colorado median ZIP
- 42.4
- Middle 80% of ZIPs
- 30.4 to 59.5
ZIP codes with the shortest commutes
Ranked by mean commute
- Colorado median ZIP
- 25.1 min
- Middle 80% of ZIPs
- 16.4 min to 34.5 min
Best healthcare access
Ranked by healthcare access score
- Colorado median ZIP
- 92.8
- Middle 80% of ZIPs
- 77.4 to 98.3
Best broadband coverage
Ranked by households with broadband
- Colorado median ZIP
- 93.2%
- Middle 80% of ZIPs
- 84.5% to 97.7%
Warmest ZIP codes
Ranked by avg. temperature
- Colorado median ZIP
- 50.8°F
- Middle 80% of ZIPs
- 40.4°F to 53.9°F