Research / Most affordable ZIP codes
Most affordable ZIP codes in New Jersey
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 519 New Jersey ZIPs qualify.
New Jersey ZIP codes ranked by lowest cost of living
1ZIP 08349Millville
New Jersey
- Cost of living index
- 76.1
- ZIP population
- ~2k
- Avg. temperature
- 55°F
- Avg. commute
- 33 min
2ZIP 08327Leesburg
New Jersey
- Cost of living index
- 79.2
- ZIP population
- ~3k
- Avg. temperature
- 56°F
- Avg. commute
- 21 min
3ZIP 08104Camden
New Jersey
- Cost of living index
- 82.8
- ZIP population
- ~22k
- Avg. temperature
- 56°F
- Avg. commute
- 23 min
4ZIP 08103Camden
New Jersey
- Cost of living index
- 82.9
- ZIP population
- ~13k
- Avg. temperature
- 56°F
- Avg. commute
- 28 min
5ZIP 08311Bridgeton
New Jersey
- Cost of living index
- 84.1
- ZIP population
- ~2k
- Avg. temperature
- 55°F
- Avg. commute
- 22 min
6ZIP 08079Salem
New Jersey
- Cost of living index
- 84.5
- ZIP population
- ~11k
- Avg. temperature
- 55°F
- Avg. commute
- 29 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 08105 | Camden | Camden County | 86.3 |
| #8 | 08401 | Atlantic City | Atlantic County | 87.0 |
| #9 | 08332 | Millville | Cumberland County | 89.0 |
| #10 | 08609 | Trenton | Mercer County | 91.1 |
| #11 | 08319 | Estell Manor | Atlantic County | 91.4 |
| #12 | 08069 | Penns Grove | Salem County | 92.0 |
| #13 | 08302 | Bridgeton | Cumberland County | 92.6 |
| #14 | 08030 | Gloucester City | Camden County | 92.8 |
| #15 | 08759 | Lakehurst | Ocean County | 92.9 |
| #16 | 08611 | Trenton | Mercer County | 93.6 |
| #17 | 08066 | Paulsboro | Gloucester County | 93.9 |
| #18 | 08360 | Vineland | Cumberland County | 95.2 |
| #19 | 08518 | Bordentown | Burlington County | 95.6 |
| #20 | 08232 | Pleasantville | Atlantic County | 95.8 |
| #21 | 08330 | Mays Landing | Atlantic County | 97.1 |
| #22 | 08608 | Trenton | Mercer County | 97.7 |
| #23 | 07462 | Vernon | Sussex County | 97.8 |
| #24 | 08102 | Camden | Camden County | 98.0 |
| #25 | 08051 | Mantua | Gloucester County | 98.3 |
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More New Jersey research
Best ZIP codes for schools
Ranked by school quality index
- New Jersey median ZIP
- 44.6
- Middle 80% of ZIPs
- 30.2 to 61.8
ZIP codes with the shortest commutes
Ranked by mean commute
- New Jersey median ZIP
- 30.7 min
- Middle 80% of ZIPs
- 24.1 min to 37.0 min
Best healthcare access
Ranked by healthcare access score
- New Jersey median ZIP
- 97.2
- Middle 80% of ZIPs
- 92.7 to 99.2
Best broadband coverage
Ranked by households with broadband
- New Jersey median ZIP
- 94.3%
- Middle 80% of ZIPs
- 88.2% to 97.8%
Warmest ZIP codes
Ranked by avg. temperature
- New Jersey median ZIP
- 54.2°F
- Middle 80% of ZIPs
- 52.0°F to 55.7°F