Research / Most affordable ZIP codes
Most affordable ZIP codes in Montana
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 95 Montana ZIPs qualify.
Montana ZIP codes ranked by lowest cost of living
1ZIP 59201Wolf Point
Montana
- Cost of living index
- 72.8
- ZIP population
- ~5k
- Avg. temperature
- 46°F
- Avg. commute
- 15 min
2ZIP 59427Cut Bank
Montana
- Cost of living index
- 76.8
- ZIP population
- ~5k
- Avg. temperature
- 42°F
- Avg. commute
- 15 min
3ZIP 59330Glendive
Montana
- Cost of living index
- 77.5
- ZIP population
- ~8k
- Avg. temperature
- 46°F
- Avg. commute
- 18 min
4ZIP 59474Shelby
Montana
- Cost of living index
- 79.2
- ZIP population
- ~4k
- Avg. temperature
- 44°F
- Avg. commute
- 14 min
5ZIP 59538Malta
Montana
- Cost of living index
- 80.7
- ZIP population
- ~3k
- Avg. temperature
- 45°F
- Avg. commute
- 14 min
6ZIP 59230Glasgow
Montana
- Cost of living index
- 81.3
- ZIP population
- ~5k
- Avg. temperature
- 44°F
- Avg. commute
- 12 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 59425 | Conrad | Pondera County | 82.6 |
| #8 | 59034 | Hardin | Big Horn County | 82.9 |
| #9 | 59501 | Havre | Hill County | 83.0 |
| #10 | 59301 | Miles City | Custer County | 87.8 |
| #11 | 59014 | Bridger | Carbon County | 87.9 |
| #12 | 59701 | Butte | Silver Bow County | 88.4 |
| #13 | 59270 | Sidney | Richland County | 91.0 |
| #14 | 59401 | Great Falls | Cascade County | 91.7 |
| #15 | 59044 | Laurel | Yellowstone County | 94.3 |
| #16 | 59102 | Billings | Yellowstone County | 94.8 |
| #17 | 59101 | Billings | Yellowstone County | 95.2 |
| #18 | 59405 | Great Falls | Cascade County | 95.3 |
| #19 | 59457 | Lewistown | Fergus County | 95.5 |
| #20 | 59072 | Roundup | Musselshell County | 96.9 |
| #21 | 59923 | Libby | Lincoln County | 97.8 |
| #22 | 59711 | Anaconda | Deer Lodge County | 98.5 |
| #23 | 59105 | Billings | Yellowstone County | 98.9 |
| #24 | 59011 | Big Timber | Sweet Grass County | 99.2 |
| #25 | 59041 | Joliet | Carbon County | 101.7 |
Rank Montana by your own priorities
This list uses one attribute. In SkaldMaps you choose the criteria, weight them, and rank every Montana ZIP against what matters to you.
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More Montana research
Best ZIP codes for schools
Ranked by school quality index
- Montana median ZIP
- 41.0
- Middle 80% of ZIPs
- 19.4 to 51.8
ZIP codes with the shortest commutes
Ranked by mean commute
- Montana median ZIP
- 20.4 min
- Middle 80% of ZIPs
- 13.6 min to 29.1 min
Best healthcare access
Ranked by healthcare access score
- Montana median ZIP
- 86.4
- Middle 80% of ZIPs
- 66.8 to 96.0
Best broadband coverage
Ranked by households with broadband
- Montana median ZIP
- 87.3%
- Middle 80% of ZIPs
- 76.1% to 93.6%
Warmest ZIP codes
Ranked by avg. temperature
- Montana median ZIP
- 44.8°F
- Middle 80% of ZIPs
- 41.5°F to 47.4°F