Research / Most affordable ZIP codes
Most affordable ZIP codes in North Dakota
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 37 North Dakota ZIPs qualify.
North Dakota ZIP codes ranked by lowest cost of living
1ZIP 58652Richardton
North Dakota
- Cost of living index
- 68.0
- ZIP population
- ~1k
- Avg. temperature
- 43°F
- Avg. commute
- 23 min
2ZIP 58072Valley City
North Dakota
- Cost of living index
- 72.4
- ZIP population
- ~8k
- Avg. temperature
- 42°F
- Avg. commute
- 17 min
3ZIP 58621Beach
North Dakota
- Cost of living index
- 72.4
- ZIP population
- ~1k
- Avg. temperature
- 45°F
- Avg. commute
- 22 min
4ZIP 58784Stanley
North Dakota
- Cost of living index
- 74.6
- ZIP population
- ~3k
- Avg. temperature
- 41°F
- Avg. commute
- 17 min
5ZIP 58852Tioga
North Dakota
- Cost of living index
- 75.1
- ZIP population
- ~2k
- Avg. temperature
- 42°F
- Avg. commute
- 20 min
6ZIP 58746Kenmare
North Dakota
- Cost of living index
- 75.5
- ZIP population
- ~2k
- Avg. temperature
- 41°F
- Avg. commute
- 16 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 58790 | Velva | Mchenry County | 77.5 |
| #8 | 58622 | Belfield | Stark County | 78.1 |
| #9 | 58563 | New Salem | Morton County | 79.2 |
| #10 | 58237 | Grafton | Walsh County | 80.9 |
| #11 | 58203 | Grand Forks | Grand Forks County | 81.6 |
| #12 | 58401 | Jamestown | Stutsman County | 81.7 |
| #13 | 58530 | Center | Oliver County | 82.8 |
| #14 | 58102 | Fargo | Cass County | 84.2 |
| #15 | 58103 | Fargo | Cass County | 84.5 |
| #16 | 58703 | Minot | Ward County | 85.0 |
| #17 | 58075 | Wahpeton | Richland County | 85.3 |
| #18 | 58579 | Wilton | Mclean County | 86.1 |
| #19 | 58701 | Minot | Ward County | 87.8 |
| #20 | 58301 | Devils Lake | Ramsey County | 87.9 |
| #21 | 58318 | Bottineau | Bottineau County | 88.1 |
| #22 | 58501 | Bismarck | Burleigh County | 88.3 |
| #23 | 58041 | Hankinson | Richland County | 89.9 |
| #24 | 58601 | Dickinson | Stark County | 90.4 |
| #25 | 58854 | Watford City | Mckenzie County | 91.2 |
Rank North Dakota by your own priorities
This list uses one attribute. In SkaldMaps you choose the criteria, weight them, and rank every North Dakota ZIP against what matters to you.
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More North Dakota research
Best ZIP codes for schools
Ranked by school quality index
- North Dakota median ZIP
- 45.0
- Middle 80% of ZIPs
- 28.1 to 54.2
ZIP codes with the shortest commutes
Ranked by mean commute
- North Dakota median ZIP
- 17.6 min
- Middle 80% of ZIPs
- 11.9 min to 25.0 min
Best healthcare access
Ranked by healthcare access score
- North Dakota median ZIP
- 91.7
- Middle 80% of ZIPs
- 75.5 to 98.3
Best broadband coverage
Ranked by households with broadband
- North Dakota median ZIP
- 87.7%
- Middle 80% of ZIPs
- 80.4% to 93.6%
Warmest ZIP codes
Ranked by avg. temperature
- North Dakota median ZIP
- 42.3°F
- Middle 80% of ZIPs
- 39.6°F to 43.7°F