Research / Most affordable ZIP codes
Most affordable ZIP codes in Oklahoma
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 300 Oklahoma ZIPs qualify.
Oklahoma ZIP codes ranked by lowest cost of living
1ZIP 73738Garber
Oklahoma
- Cost of living index
- 59.1
- ZIP population
- ~1k
- Avg. temperature
- 60°F
- Avg. commute
- 19 min
2ZIP 74637Fairfax
Oklahoma
- Cost of living index
- 60.9
- ZIP population
- ~2k
- Avg. temperature
- 60°F
- Avg. commute
- 26 min
3ZIP 73542Frederick
Oklahoma
- Cost of living index
- 62.0
- ZIP population
- ~4k
- Avg. temperature
- 64°F
- Avg. commute
- 23 min
4ZIP 74884Wewoka
Oklahoma
- Cost of living index
- 62.0
- ZIP population
- ~5k
- Avg. temperature
- 62°F
- Avg. commute
- 26 min
5ZIP 73651Hobart
Oklahoma
- Cost of living index
- 62.7
- ZIP population
- ~4k
- Avg. temperature
- 63°F
- Avg. commute
- 19 min
6ZIP 73568Temple
Oklahoma
- Cost of living index
- 62.8
- ZIP population
- ~1k
- Avg. temperature
- 64°F
- Avg. commute
- 25 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 73701 | Enid | Garfield County | 63.0 |
| #8 | 73554 | Mangum | Greer County | 63.7 |
| #9 | 74631 | Blackwell | Kay County | 63.7 |
| #10 | 74022 | Copan | Washington County | 64.8 |
| #11 | 74002 | Barnsdall | Osage County | 65.0 |
| #12 | 74085 | Yale | Payne County | 65.0 |
| #13 | 74130 | Tulsa | Tulsa County | 65.3 |
| #14 | 74035 | Hominy | Osage County | 65.7 |
| #15 | 73572 | Walters | Cotton County | 65.9 |
| #16 | 73717 | Alva | Woods County | 65.9 |
| #17 | 74119 | Tulsa | Tulsa County | 66.2 |
| #18 | 74601 | Ponca City | Kay County | 66.9 |
| #19 | 73529 | Comanche | Stephens County | 67.0 |
| #20 | 74030 | Drumright | Creek County | 67.0 |
| #21 | 74126 | Tulsa | Tulsa County | 67.0 |
| #22 | 73858 | Shattuck | Ellis County | 67.2 |
| #23 | 73852 | Mooreland | Woodward County | 67.4 |
| #24 | 74447 | Okmulgee | Okmulgee County | 67.5 |
| #25 | 73772 | Watonga | Blaine County | 67.6 |
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More Oklahoma research
Best ZIP codes for schools
Ranked by school quality index
- Oklahoma median ZIP
- 29.1
- Middle 80% of ZIPs
- 18.5 to 39.7
ZIP codes with the shortest commutes
Ranked by mean commute
- Oklahoma median ZIP
- 23.9 min
- Middle 80% of ZIPs
- 17.4 min to 30.9 min
Best healthcare access
Ranked by healthcare access score
- Oklahoma median ZIP
- 92.5
- Middle 80% of ZIPs
- 83.6 to 98.7
Best broadband coverage
Ranked by households with broadband
- Oklahoma median ZIP
- 86.5%
- Middle 80% of ZIPs
- 75.8% to 94.5%
Warmest ZIP codes
Ranked by avg. temperature
- Oklahoma median ZIP
- 61.8°F
- Middle 80% of ZIPs
- 59.6°F to 63.1°F