Research / Most affordable ZIP codes
Most affordable ZIP codes in New Mexico
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 106 New Mexico ZIPs qualify.
New Mexico ZIP codes ranked by lowest cost of living
1ZIP 88043Hurley
New Mexico
- Cost of living index
- 68.0
- ZIP population
- ~1k
- Avg. temperature
- 59°F
- Avg. commute
- 20 min
2ZIP 88252Jal
New Mexico
- Cost of living index
- 68.8
- ZIP population
- ~2k
- Avg. temperature
- 64°F
- Avg. commute
- 18 min
3ZIP 88301Carrizozo
New Mexico
- Cost of living index
- 68.9
- ZIP population
- ~1k
- Avg. temperature
- 54°F
- Avg. commute
- 26 min
4ZIP 88026Santa Clara
New Mexico
- Cost of living index
- 69.2
- ZIP population
- ~2k
- Avg. temperature
- 58°F
- Avg. commute
- 13 min
5ZIP 87740Raton
New Mexico
- Cost of living index
- 71.6
- ZIP population
- ~7k
- Avg. temperature
- 49°F
- Avg. commute
- 19 min
6ZIP 88203Roswell
New Mexico
- Cost of living index
- 76.1
- ZIP population
- ~29k
- Avg. temperature
- 62°F
- Avg. commute
- 19 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 88130 | Portales | Roosevelt County | 76.6 |
| #8 | 87323 | Thoreau | Cibola County | 77.1 |
| #9 | 88001 | Las Cruces | Doña Ana County | 77.2 |
| #10 | 87020 | Grants | Cibola County | 77.3 |
| #11 | 88401 | Tucumcari | Quay County | 77.4 |
| #12 | 87801 | Socorro | Socorro County | 78.1 |
| #13 | 88030 | Deming | Luna County | 79.4 |
| #14 | 88101 | Clovis | Curry County | 79.4 |
| #15 | 87901 | Truth Or Consequences | Sierra County | 80.7 |
| #16 | 88310 | Alamogordo | Otero County | 82.1 |
| #17 | 88346 | Ruidoso Downs | Lincoln County | 82.5 |
| #18 | 88260 | Lovington | Lea County | 83.6 |
| #19 | 88352 | Tularosa | Otero County | 84.2 |
| #20 | 88210 | Artesia | Eddy County | 85.3 |
| #21 | 88240 | Hobbs | Lea County | 85.5 |
| #22 | 88201 | Roswell | Chaves County | 85.8 |
| #23 | 87537 | Espanola | Rio Arriba County | 85.9 |
| #24 | 87413 | Bloomfield | San Juan County | 86.1 |
| #25 | 88230 | Dexter | Chaves County | 86.2 |
Rank New Mexico by your own priorities
This list uses one attribute. In SkaldMaps you choose the criteria, weight them, and rank every New Mexico ZIP against what matters to you.
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More New Mexico research
Best ZIP codes for schools
Ranked by school quality index
- New Mexico median ZIP
- 47.6
- Middle 80% of ZIPs
- 33.0 to 65.6
ZIP codes with the shortest commutes
Ranked by mean commute
- New Mexico median ZIP
- 23.8 min
- Middle 80% of ZIPs
- 15.7 min to 37.6 min
Best healthcare access
Ranked by healthcare access score
- New Mexico median ZIP
- 87.2
- Middle 80% of ZIPs
- 67.3 to 96.7
Best broadband coverage
Ranked by households with broadband
- New Mexico median ZIP
- 83.1%
- Middle 80% of ZIPs
- 57.4% to 93.7%
Warmest ZIP codes
Ranked by avg. temperature
- New Mexico median ZIP
- 55.3°F
- Middle 80% of ZIPs
- 46.6°F to 63.4°F