Research / Most affordable ZIP codes
Most affordable ZIP codes in Texas
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 1,273 Texas ZIPs qualify.
Texas ZIP codes ranked by lowest cost of living
1ZIP 76360Electra
Texas
- Cost of living index
- 60.8
- ZIP population
- ~3k
- Avg. temperature
- 64°F
- Avg. commute
- 19 min
2ZIP 77585Saratoga
Texas
- Cost of living index
- 65.0
- ZIP population
- ~1k
- Avg. temperature
- 70°F
- Avg. commute
- 54 min
3ZIP 76301Wichita Falls
Texas
- Cost of living index
- 65.5
- ZIP population
- ~15k
- Avg. temperature
- 65°F
- Avg. commute
- 13 min
4ZIP 77701Beaumont
Texas
- Cost of living index
- 65.8
- ZIP population
- ~12k
- Avg. temperature
- 70°F
- Avg. commute
- 22 min
5ZIP 77703Beaumont
Texas
- Cost of living index
- 66.2
- ZIP population
- ~11k
- Avg. temperature
- 70°F
- Avg. commute
- 23 min
6ZIP 79057Mclean
Texas
- Cost of living index
- 66.8
- ZIP population
- ~1k
- Avg. temperature
- 61°F
- Avg. commute
- 28 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 79404 | Lubbock | Lubbock County | 67.4 |
| #8 | 79104 | Amarillo | Potter County | 68.2 |
| #9 | 75561 | Hooks | Bowie County | 68.5 |
| #10 | 79403 | Lubbock | Lubbock County | 68.6 |
| #11 | 78595 | Mission | Hidalgo County | 68.8 |
| #12 | 79041 | Hale Center | Hale County | 68.8 |
| #13 | 78405 | Corpus Christi | Nueces County | 68.9 |
| #14 | 79357 | Crosbyton | Crosby County | 69.0 |
| #15 | 79083 | Stinnett | Hutchinson County | 69.1 |
| #16 | 79901 | El Paso | El Paso County | 69.3 |
| #17 | 78593 | Raymondville | Cameron County | 69.4 |
| #18 | 78343 | Bishop | Nueces County | 69.5 |
| #19 | 75435 | Deport | Lamar County | 69.6 |
| #20 | 78416 | Corpus Christi | Nueces County | 69.6 |
| #21 | 78040 | Laredo | Webb County | 69.8 |
| #22 | 79411 | Lubbock | Lubbock County | 69.9 |
| #23 | 76541 | Killeen | Bell County | 70.0 |
| #24 | 78361 | Hebbronville | Jim Hogg County | 70.1 |
| #25 | 78357 | Freer | Duval County | 70.3 |
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More Texas research
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- Texas median ZIP
- 44.6
- Middle 80% of ZIPs
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Ranked by mean commute
- Texas median ZIP
- 26.4 min
- Middle 80% of ZIPs
- 18.4 min to 35.4 min
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Ranked by healthcare access score
- Texas median ZIP
- 93.7
- Middle 80% of ZIPs
- 82.9 to 98.7
Best broadband coverage
Ranked by households with broadband
- Texas median ZIP
- 89.6%
- Middle 80% of ZIPs
- 79.0% to 96.6%
Warmest ZIP codes
Ranked by avg. temperature
- Texas median ZIP
- 68.1°F
- Middle 80% of ZIPs
- 65.1°F to 72.7°F