Research / Most affordable ZIP codes
Most affordable ZIP codes in Indiana
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 508 Indiana ZIPs qualify.
Indiana ZIP codes ranked by lowest cost of living
1ZIP 47807Terre Haute
Indiana
- Cost of living index
- 62.6
- ZIP population
- ~13k
- Avg. temperature
- 56°F
- Avg. commute
- 20 min
2ZIP 47302Muncie
Indiana
- Cost of living index
- 63.7
- ZIP population
- ~25k
- Avg. temperature
- 52°F
- Avg. commute
- 22 min
3ZIP 47713Evansville
Indiana
- Cost of living index
- 64.7
- ZIP population
- ~10k
- Avg. temperature
- 59°F
- Avg. commute
- 18 min
4ZIP 47305Muncie
Indiana
- Cost of living index
- 65.0
- ZIP population
- ~4k
- Avg. temperature
- 53°F
- Avg. commute
- 18 min
5ZIP 47336Dunkirk
Indiana
- Cost of living index
- 65.0
- ZIP population
- ~3k
- Avg. temperature
- 51°F
- Avg. commute
- 25 min
6ZIP 47342Gaston
Indiana
- Cost of living index
- 65.1
- ZIP population
- ~3k
- Avg. temperature
- 52°F
- Avg. commute
- 29 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 47804 | Terre Haute | Vigo County | 65.8 |
| #8 | 47848 | Dugger | Sullivan County | 65.9 |
| #9 | 47838 | Carlisle | Sullivan County | 67.3 |
| #10 | 46613 | South Bend | St. Joseph County | 68.0 |
| #11 | 46803 | Fort Wayne | Allen County | 68.1 |
| #12 | 47303 | Muncie | Delaware County | 68.3 |
| #13 | 47512 | Bicknell | Knox County | 68.6 |
| #14 | 46953 | Marion | Grant County | 68.7 |
| #15 | 47841 | Clay City | Clay County | 68.7 |
| #16 | 46016 | Anderson | Madison County | 68.8 |
| #17 | 47338 | Eaton | Delaware County | 69.0 |
| #18 | 46407 | Gary | Lake County | 69.4 |
| #19 | 47842 | Clinton | Vermillion County | 69.4 |
| #20 | 47108 | Campbellsburg | Washington County | 69.5 |
| #21 | 46806 | Fort Wayne | Allen County | 69.6 |
| #22 | 46901 | Kokomo | Howard County | 69.8 |
| #23 | 47714 | Evansville | Vanderburgh County | 69.9 |
| #24 | 47928 | Cayuga | Vermillion County | 70.2 |
| #25 | 46543 | Millersburg | Elkhart County | 70.3 |
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More Indiana research
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Ranked by school quality index
- Indiana median ZIP
- 46.6
- Middle 80% of ZIPs
- 33.7 to 57.8
ZIP codes with the shortest commutes
Ranked by mean commute
- Indiana median ZIP
- 25.3 min
- Middle 80% of ZIPs
- 19.8 min to 32.8 min
Best healthcare access
Ranked by healthcare access score
- Indiana median ZIP
- 92.5
- Middle 80% of ZIPs
- 86.4 to 98.4
Best broadband coverage
Ranked by households with broadband
- Indiana median ZIP
- 88.9%
- Middle 80% of ZIPs
- 79.2% to 94.7%
Warmest ZIP codes
Ranked by avg. temperature
- Indiana median ZIP
- 52.3°F
- Middle 80% of ZIPs
- 50.3°F to 56.1°F