Research / Most affordable ZIP codes
Most affordable ZIP codes in Missouri
Ranked by the SkaldMaps Cost of Living Index, lowest first. 100 is about the national level; lower values indicate lower estimated costs.
How we rank lowest cost of living
The Cost of Living Index combines the local cost of everyday goods and services with the estimated cost of owning a typical listed home, including mortgage payments, property taxes, insurance, and maintenance. These measures are combined and compared with a national baseline.
100 is about the national level. Below 100, a homebuyer's money goes further; above 100, it goes less far.
It reflects homes for sale today, not what current owners pay, so it needs listing data: ZIPs without enough listings are not ranked. It does not include income, so a low index does not mean local wages cover local costs.
Only ZIPs with at least 1,000 residents are ranked, so a handful of households cannot top the list. 474 Missouri ZIPs qualify.
Missouri ZIP codes ranked by lowest cost of living
1ZIP 63120St. Louis
Missouri
- Cost of living index
- 61.6
- ZIP population
- ~7k
- Avg. temperature
- 58°F
- Avg. commute
- 23 min
2ZIP 63115St. Louis
Missouri
- Cost of living index
- 62.1
- ZIP population
- ~14k
- Avg. temperature
- 58°F
- Avg. commute
- 27 min
3ZIP 63703Cape Girardeau
Missouri
- Cost of living index
- 63.5
- ZIP population
- ~8k
- Avg. temperature
- 59°F
- Avg. commute
- 13 min
4ZIP 63829Cardwell
Missouri
- Cost of living index
- 64.2
- ZIP population
- ~1k
- Avg. temperature
- 62°F
- Avg. commute
- 17 min
5ZIP 63147St. Louis
Missouri
- Cost of living index
- 65.0
- ZIP population
- ~8k
- Avg. temperature
- 57°F
- Avg. commute
- 31 min
6ZIP 63113St. Louis
Missouri
- Cost of living index
- 65.7
- ZIP population
- ~10k
- Avg. temperature
- 58°F
- Avg. commute
- 22 min
| Rank | ZIP | City | County | Cost of living index |
|---|---|---|---|---|
| #7 | 63653 | Park Hills | St. Francois County | 65.7 |
| #8 | 63933 | Campbell | Dunklin County | 66.0 |
| #9 | 63561 | Queen City | Schuyler County | 66.1 |
| #10 | 63837 | Clarkton | Dunklin County | 66.5 |
| #11 | 63133 | Saint Louis | St. Louis County | 66.8 |
| #12 | 64504 | St. Joseph | Buchanan County | 67.0 |
| #13 | 64832 | Asbury | Jasper County | 67.0 |
| #14 | 63136 | Saint Louis | St. Louis County | 67.4 |
| #15 | 63857 | Kennett | Dunklin County | 67.5 |
| #16 | 64125 | Kansas City | Jackson County | 67.6 |
| #17 | 65806 | Springfield | Greene County | 67.6 |
| #18 | 64835 | Carterville | Jasper County | 67.7 |
| #19 | 63107 | St. Louis | St. Louis County | 67.9 |
| #20 | 63137 | Saint Louis | St. Louis County | 68.0 |
| #21 | 63121 | Saint Louis | St. Louis County | 68.3 |
| #22 | 63447 | La Belle | Lewis County | 68.3 |
| #23 | 63740 | Chaffee | Scott County | 68.6 |
| #24 | 63135 | Ferguson | St. Louis County | 68.7 |
| #25 | 63863 | Malden | Dunklin County | 68.7 |
Rank Missouri by your own priorities
This list uses one attribute. In SkaldMaps you choose the criteria, weight them, and rank every Missouri ZIP against what matters to you.
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More Missouri research
Best ZIP codes for schools
Ranked by school quality index
- Missouri median ZIP
- 44.9
- Middle 80% of ZIPs
- 30.0 to 57.2
ZIP codes with the shortest commutes
Ranked by mean commute
- Missouri median ZIP
- 25.1 min
- Middle 80% of ZIPs
- 18.7 min to 34.1 min
Best healthcare access
Ranked by healthcare access score
- Missouri median ZIP
- 90.6
- Middle 80% of ZIPs
- 81.2 to 98.5
Best broadband coverage
Ranked by households with broadband
- Missouri median ZIP
- 87.2%
- Middle 80% of ZIPs
- 76.9% to 94.6%
Warmest ZIP codes
Ranked by avg. temperature
- Missouri median ZIP
- 56.9°F
- Middle 80% of ZIPs
- 54.3°F to 58.7°F